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“... upon the tastes and the temperament of the individual. While at sea, there are, after the ticket has been paid for, no necessary expenses except for wines, etc., and the inevitable tips. Ample ready money should, however, be carried to meet such probable contingencies as the purchase of tickets in the daily sweepstake on the run of the ship, fairings at the barber’s shop—which is often a miniature store, etc. To run short is very disturbing to a passenger’s peace of mind. With regard to tips, it is a good plan to give the cabin steward and waiter their tips in two instalments, half at the beginning of the voyage (with a promise of further largess if satisfaction is given) and half at the end. For a voyage of fourteen days the cabin steward should receive at least £1 ($4.80), the waiter at table £ialso, the bathroom steward 10s. ($2.40), and the boots 5s. ($1.20). On shore, 10 per cent, of the amount of the charge or bill will be found to be a good basis for calculating...”